Welcome to VRW Healthcare Funding

An asset finance company working exclusively with the UK Healthcare sector offering fast and competitive funding solutions

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Working primarily with dentists, but also the medical sector as well as veterinary and optical practices, VRW Healthcare Funding pride ourselves in the helping of developing UK healthcare businesses with tax efficient finance solutions.

Having worked with thousands of healthcare companies, we’re therefore confident that we can help your business with your financing needs.

Our equipment leasing and business loan solutions are here to help practices of all sizes, from a new start practice opening up for the first time, to well established practices replacing existing equipment. Our finance and business loan products are therefore available with repayments over 1 – 7 year term with the full amount financed including the VAT.

Why Use VRW?

With nearly 200 years collective experience within our team, we’re experts in working with medical businesses. In this time we’ve seen it all and worked with medical practices of all shapes and sizes.

Experts in the Medical Sector
Industry Leading Healthcare Finance Rates
95% Acceptance Rate

Decision in 24 hours
5* Customer Service
Quick and Easy Application Process

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So how does it work?

Ask your supplier for a quotation giving the capital cost

We will provide you with a free no obligation leasing quote

When you are ready to proceed, please just call us

We look to obtain a credit acceptance within 24 hours

The e-signature finance agreement is emailed to you. Please sign and return

Your equipment is ordered and delivered

You confirm delivery and only then do the repayments start

FAQs

How long does it take to get the credit approved?

Here at VRW Healthcare Funding our standard turnaround time is 2 working days, however depending on the age of your company and the strength of your credit, it may be approved the same day.

How long can I fund my medical equipment over?

Medical equipment can be funded over a 1 – 7 year term.

What happens at the end of the finance?

Most of our finance agreements are written on a hire purchase agreement, therefore meaning you automatically own the equipment once all payments have been made.

Can I settle early and are there any penalties?

Yes, settling early is an option and there are no penalties. Therefore, if you’d like to settle your agreement early, please contact us for a settlement quote.

How cheap are your rates?

We don’t normally lose business because we’re too expensive. Our view is to therefore give the most competitive finance rates and make sure we do business together in the future.

What information do I need to provide for an application?

Information required is reviewed on a case by case basis. However, as standard we ask for your latest set of accounts and details from company owners for searches as part of our Know Your Customer checks.

FAQs

I have poor credit, can I still get finance?

If you have poor personal credit then there’s still a good chance we can get you approved for finance providing the company accounts are looking healthy. However, if the company has an outstanding CCJ then we will struggle to get you approved.

Another finance company has said no, will you be any different?

We specialise in finance solutions for the medical sector and have a wide range of funders who have an appetite to lend. Therefore, if another finance company has said no, there’s a good chance that we will be able to help you.

What is the minimum value for finance and a loan?

Equipment finance agreements start from £1,000 + VAT. Our business loan products start from £10,000 borrowed.

We are opening a new practice, will you deal with us? Yes absolutely. We regularly fund new practices, whether a new start business or an additional location. The full fit out project can be funded as well as the practice equipment.

How does the VAT work on the finance?

Most of our client prefer to fund the VAT as they are VAT exempt and cannot claim this back. Alternatively, if you’d prefer to pay the VAT of the capital cost upfront, this is an option and can be paid with the first repayment.

As a dental supplier, how and when do we get paid?

At VRW we’re flexible and on most occasions can work alongside your payment terms, whether that’s payment upfront or upon delivery/installation. For larger projects staged payments are available.

Give Us a Call For More Information or to See How We Can Help You

GET IN TOUCH

hello@vrwhf.co.uk

01494 422 610

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